The Muthoot Group is an 120-year-old business house based in India. It has interests in Financial Services, Information Technology, Media, Healthcare, Education, Power Generation, Infrastructure, Plantations, Precious Metals and Hospitality. The Muthoot Group operates in 21 states in India, and has a customer base of over 25 million. It is wholly owned and managed by the Muthoot Family.

The Group takes its name from the Muthoot Family based in Kerala. The Company was set up by Muthoot Ninan Mathai in 1887 at Kozhencherry, a small town in the erstwhile Kingdom of Travancore (Kerala). It was then later taken over by his son M.George Muthoot who incorporated the Finance division of the group which was till then primarily involved in wholesale of grains. The company is now managed by the third and fourth generation of its family members.

The group is headquartered in Kochi, Kerala

Subsidiaries:

Finance

The Muthoot Group, with its subsidiary Muthoot Finance since 1939 is primarily involved in the Financial sector of the country. Muthoot Finance falls under the category of Non Banking Financial Company (NBFCs) of the RBI guidelines. Muthoot Finance has more than 1400 branches spread across 20 states of the country. ‘Muthoot Gold Power’ is the lifestyle product of Muthoot Finance aimed at mobilizing the Household gold in India which is estimated to be more than 15000 tonnes. Muthoot Finance according to its company website has “the largest gold loan portfolio in the country”. Muthoot also provides various financial services such as Insurance distribution, Wealth Management, Foreign Exchange, Money Transfer and Vehicle & Asset Finance.

Information Technology

Emsyne, the information technology wing of the group develops products for the service, education and healthcare industry. Emsyne offers on site and offshore services, whether project-based outsourcing / assignments, or based on time and materials. The Core Products of Emsyne are Edge – Educational Institutions Management System Finex – Innovative Banking Automation System

Securities

Muthoot Securities offers broking services in cash and derivatives segments at the National Stock Exchange and Bombay Stock Exchange. It has a network of more than 100 branches.[5]. Muthoot Securities launched its portfolio management services on 20th August 2009.

Media

Chennai Live 104.8 is India’s first talk radio FM station. The station focuses on knowledge centric and local content and will be targeting the information and entertainment needs of Chennai’s intellect community.

Healthcare

The Group operates several Diagnostic & Scan centers throughout Kerala and 2 multi-specialty hospitals in Kozhencherry and Pathanamthitta. Muthoot Medical Center at Kozhencherry is a Non-Profit Organization.

Hotels & Hospitality

Muthoot Hotels operates a 4 star resort in Thekkady (Kerala) and also operates 12 houseboats in the backwaters of Kerala under the brand Muthoot River Escapes. Kaapi Club is a chain of South Indian coffee outlets managed by Muthoot Hotels. Muthoot Hotels is in the process of constructing a 5 star luxury hotel in the city of Kochi and 5 star beach resort in Mararikulam.

Housing & Infrastructure

The projects of Muthoot Builders are primarily situated in central and south Kerala, Muthoot has a track record of more than 30 completed projects including commercial and residential spaces.

Other Divisions

Muthoot has interests in Power Generation through windmill farms in the state of Tamil Nadu. The group also manages a school in New Delhi and 2 Nursing Colleges in Kerala.

Philanthropy

Muthoot M George Charity Foundation Set up in memory of the Late M. George Muthoot, the Foundation has been extending financial aid for its employees as part of the Staff Welfare measures. Every branch of The Muthoot Group is actively involved in Community Development and Social Welfare. The Muthoot Foundation frequently grants medical and financial aid to deserving individuals through its welfare programs. The Muthoot M. George Charitable Foundation is approached by numerous organizations and individuals requesting financial and medical assistance.

Muthoot Medical Centers at Kozhencherry and Pathanamthitta are super specialty hospitals set up in the rural areas of Kozhencherry and Pathanamthitta. They are both Non-Profit organizations established in 1989.

Environment Research Foundation

The Periyar Foundation set up by Muthoot Hotels is based in the town of Thekkady, near the Periyar National Park has undertaken several projects for the conservation of the national park including ‘Vasantha Sena‘ and a research study along with the National Institute of Advance Studies for the conservation of ‘Nocturnal Flying Squirrels‘.

Registered Office:

List of branch offices

http://www.muthootgroup.com

The company offers personalised Investment Advisory and Financial Planning services to individual investors, corporate houses, institutional investors, Non-Resident Indians (NRIs) and High Networth Clients, among others.

As one of India’s largest distributors of financial products, Bajaj Capital offers a wide range of investment products such as mutual funds, life and general insurance, bonds, post office schemes, etc. offered by reputed public and private and government organisations. The company raise resources for over 1,000 top institutions and corporate houses every year.

Wide range of services

Bajaj Capital offers a comprehensive range of services including financial planning and investment advice, and the entire gamut of financial instruments and investment products of almost all major companies, both public and private. In addition, the company also provides investment assistance by helping the clients complete all the formalities, and help them keep regular track of their investments.

These services and products are delivered through the company’s network of 134 Bajaj Capital Investment Centres located all over the country.

The History of Bajaj Capital

In 1964, Bajaj Capital, set up its first investment centre in New Delhi to guide individual investors on where, when and how to invest. The compnay became the first one to innovate the Companies Fixed Deposit Scheme in the year 1965. Bajaj Capital was incorporated as a company in the year 1965, followed by the introduction of an innovative financial instrument, Company Fixed Deposit. EIL Ltd. (Oberoi Hotels, then known as Associated Hotels of India Ltd.) becomes the first company to raise resources through Company Fixed Deposits.

The following year, Bajaj Capital expanded its product range to include all UTI schemes and Government saving schemes in addition to Company Fixed Deposits.

The year 1991, was a remarkable year for Bajaj Capital, when SBI issued India Development Bonds for NRIs. Bajaj Capital became the top mobiliser with collections of over US $20 million.

In the year 1995 IDBI and ICICI began issuing their series of Bonds for retail investors. Bajaj Capital was the co-manager in all these offerings and consistently ranked among the top five mobilisers on an all-India basis.

In the year 1997 when the private sector players led the revival of Mutual Funds in India through Open-ended Debt schemes, Bajaj Capital consolidated its position as India’s largest retail distributor of Mutual Funds.

Bajaj Capital began marketing Life and General Insurance products of LIC and GIC (through associate firms) in 1999, in anticipation of opening up of the Insurance Sector. Bajaj Capital achieved the milestone of becoming the top ‘Pension Scheme’ seller in India and launched marketing of GIC’s Health Insurance schemes.

Bajaj Capital introduced the International College of Financial Planning in the year 2002. The graduates of this institute become Certified Financial Planners (CFPs), a coveted professional qualification.

In the year 2004 Bajaj Capital obtained the All India Insurance Broking Licence.

The company launched 360° Financial Planning, in 2005 It is a software-based programme aimed at encouraging scientific and holistic investing.

2007, the company started off with its Stock Broking and Depository(Demat) Services.

In the year 2008, Bajaj Capital launched Just Trade, an online Platform for investing in Equities, Mutual Funds, IPO’s

Registered and Corporate Office:

Bajaj Capital Ltd.
Bajaj House,
97, Nehru Place,
New Delhi – 110019

Tel: +91-11-41693000, 26410315, 26415672, 26418903/04/06
Fax: +91-11-26476638, 66608888

List of Branch offices

http://www.bajajcapital.com

As part of the General Electric family – GE Money, also known as GE Consumer Finance, is the personal finance provider of choice for over 130 million people worldwide. With a global presence across 55 countries, we have a rich history of providing fast, dependable financial solutions to both consumers as well as small to medium size businesses, retailers, auto companies and mortgage brokers.

The company was established back in the 1930s – to finance home appliances during the Great Depression in the United States of America. Since then, GE Money has diversified their products to provide the customers with value solutions in the consumer, commercial and industrial markets. Today, their products and services include a range of credit cards, private label cards, personal loans, home loans, auto loans and leases, as well as credit insurance.

• Private label credit cards
• Promotional retail finance
• Personal Loans
• Auto Finance
• Corporate Cards for commercial customers
• Home Loans
• Home Equity Loans/Loans Against Property

• Innovative products to meet individual needs
• Customized products for individual consumers and retailers
• Easy access through 4500 outlets
• Vast network across 60 locations in India
• Product offerings include Car Finance, Home Loans, Personal Loans, etc.
• Joint ventures with Maruti and State Bank of India

• Credit Cards
• Home Loans
• Insurance
• Motor Solutions
• Personal Loans
• Savings & Deposits

Business Financing

• Affinity Loans
• Co-branded Credit Cards
• Commercial Loans
• Corporate Cards
• Factoring
• Inventory Financing
• Leasing
• Loyalty Program
• Motor Solutions
• Private Label Credit Cards
• Receivables Financing
• Sales Finance

Global Presence:

Americas: Argentina, Brazil, Canada, Costa Rica, El Salvador, Guatemala, Honduras, Nicaragua, Panama, Mexico, United States

Asia Pacific:Australia, China, Hong Kong, India, Indonesia, Japan, Korea (South), New Zealand, Philippines, Singapore, Taiwan, Thailand, Vietnam

Europe & Middle-East:Austria, Czech Republic, Denmark, DOMs, Finland, France, Germany, Hungary, Ireland, Italy, Latvia, Norway, Poland, Portugal, Romania, Russia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom, United Arab Emirates.

Registered Office:

GE Money,
Forth Floor,
Unit No. 401,402
Aggarwal Millennium Tower, E-1,2,3
Netaji Subhash Palace,
Wazirpur,
Pitampura
New Delhi – 110 034

Tel: +91-11-39022000

List of offices

http://www.gemoney.in

CRISIL started it’s operations in 1987 as a credit rating agency, at a time when lending rates in India were fixed, and there was, therefore, little demand for credit ratings. The company firmly established itself as the country’s leading rating agency, respected for their fiercely independent, highly credible, and analytically rigorous views.

India’s transformation into a market-led economy greatly increased its need for capital, and required extensive reforms and institution building. Accordingly, CRISIL diversified into the infrastructure advisory and business research domains, and quickly built up a reputation for independent, reliable and incisive information, research, models and advisory services. Today, CRISIL’s services are key inputs in informed decision-making and the shaping of public policy in India.

With increasing globalisation, the company focused on making it’s income streams more global by acquiring Gas Strategies Group Limited (earlier known as EconoMatters Limited), a London-based company engaged in gas consulting, information and training/conferences. CRISIL also acquired Irevna, a pioneer in the investment research outsourcing space; Irevna has since been voted No.1 in high end investment research and analytics outsourcing by the US-based Brown and Wilson Group two years in a row in 2006 and 2007.

CRISIL offers domestic and international customers a unique combination of local insights and global perspectives, delivering independent information, opinions and solutions that help them make better informed business and investment decisions, improve the efficiency of markets and market practices, and help shape infrastructure policy and projects. Its integrated range of capabilities includes credit ratings and risk assessment; energy, infrastructure and corporate advisory; research on India’s economy, industries and companies; global equity research; fund services; and risk management.

CRISIL Group businesses include:

• CRISIL Ratings
• CRISIL Research
• CRISIL FundServices
• The Centre for Economic Research
• Investment Research Outsourcing (Irevna)
• CRISIL Infrastructure Advisory
• Gas Strategies Group Limited (earlier known as EconoMatters Group) of Gas Information & Solutions
• Alphatania – Management Training and Courses
• Overview Outreach – Meetings where Energy connects
• Gas Matters – Convenient Information and Insight on Natural Gas
• Investment and Risk Management Services (CRISIL Risk Solutions)

Head Office:

‘CRISIL House’,
121/122, Andheri Kurla Road,
Andheri (East),
Mumbai – 400 093
India.

Tel : +91-22-66913001 – 09
Fax : +91-22-66913000

List of branch offices

http://www.crisil.com

To cater to non-resident Indians, HDFC has an office in London and Dubai and service associates in Kuwait, Oman, Qatar, Sharjah, Abu Dhabi, Al Khobar, Jeddah and Riyadh in Saudi Arabia.

The primary objective of HDFC is to enhance residential housing stock in the country through the provision of housing finance in a systematic and professional manner, and to promote home ownership. Another objective is to increase the flow of resources to the housing sector by integrating the housing finance sector with the overall domestic financial markets.

At present, the company’s offerings range from hassle-free home loans and deposit products, to property related services and a training facility. HDFC also offers specialised financial services to the customer base through partnerships with some of the best financial institutions worldwide.

HDFC has a staff strength of 1445 (as on 31st March, 2008), which includes professionals from the fields of finance, law, accountancy, engineering and marketing.

HDFC’s subsidiaries and associate Companies

• HDFC Bank
• HDFC Mutual Fund
• HDFC Standard Life Insurance Company
• HDFC Sales
• HDFC ERGO General Insurance Company ltd ( formerly HDFC General Insurance Company Ltd)

Other Companies Co-Promoted by HDFC

• HDFC Trustee Company Ltd.
• GRUH Finance Ltd.
• HDFC Developers Ltd.
• HDFC Property Ventures Ltd.
• HDFC Ventures Trustee Company Ltd.
• HDFC Investments Ltd.
• HDFC Holdings Ltd.
• Credit Information Bureau (India) Ltd (CIBIL)

Ramon House,
169, Backbay Reclamation,
H.T. Parekh Marg,
Mumbai – 400 020.
India

Tel: +91-22-66316000
Fax: +91-22-22048834

List of branch office

http://www.hdfc.com

Barclays Capital had 2004 income of GBP 3.4 billion/USD 6.4 billion primarily driven by the structured tax and rates businesses. Barclays Bank as a whole had 2004 income of GBP 13.9 billion/USD 26.4 billion.
Barclays Capital has offices in over 29 countries and since the acquisition of Lehman Brothers’ main U.S. division in September 2008, employs over 26,000 people.

John Freame and his partner Thomas Gould founded a gold-smith banking company in Lombard Street, London in 1690. Their business was to provide monarchs and merchants with the money they needed to fund their world-wide ventures. The name Barclay became associated with the company in 1736 when James Barclay who had married John Freame’s daughter became a partner. In 1896, 20 such businesses collaborated and formed a joint-stock bank. The leading partners of the new bank, which was named Barclay and Company, were already connected by a web of family, business and religious relationships. The company became known as the Quaker Bank reflecting the tradition of the founding families.

The new bank had 182 branches, mainly in the east and south-east of England. Deposits totalled £26 million – a substantial sum of money in those days. Barclay and Company expanded its branch network rapidly through bank acquisitions. Acquisitions included Bolithos in Cornwall and the south-west in 1905 and United Counties Bank in the Midlands in 1916. In 1918, the bank amalgamated with the London, Provincial and South Western Bank to become one of the UK’s ‘big five’ banks. By 1926 the bank had 1,837 branches. The development of Barclays global business today began in earnest in 1925, with the merger of three banks – the Colonial Bank, the Anglo Egyptian Bank and the National Bank of South Africa. Barclays international operations were bourne adding businesses in much of Africa, the Middle East and the West Indies.

In 1981, Barclays became the first foreign bank to file with the US Securities and Exchange Commission and raise long-term capital on the New York market. In 1986 it became the first British bank to have its shares listed on the Tokyo and New York stock exchanges. Barclays global expansion was given added impetus in 1986 with the creation of an investment banking operation, which today is known as Barclays Capital. In 1995, Barclays purchased the fund manager Wells Fargo Nikko Investment Advisers. The business was integrated with BZW Investment Management to form Barclays Global Investors.

In July 2003, Barclays completed the acquisition of Banco Zaragozano, one of Spain’s largest private sector banking groups, which was founded in 1910. In July 2005, Barclays Bank PLC announced the completion of a landmark deal that saw the company acquire a majority stake of Absa Group Limited. Absa is South Africa’s largest retail bank with over seven million customers.

In 2008 Barclays Capital acquired Lehman Brothers’ North American investment banking and capital markets businesses after it filed for bankruptcy, this has made Barclays Capital one of the top 5 investment banks in the world. This acquisition cemented Barclays Capital position for its clients with a leading presence in all major markets and across all major lines of business including equities, credit, fixed income, mergers and acquisitions, commodities trading and foreign exchange. Today, Barclays has grown from a group of English partnerships to a global bank represented in Europe, the USA, Latin America, Africa, the Caribbean, Asia, the Middle East and Australasia.

Global Presence:
Barclays Capital has offices in the following locations:

Americas:Argentina, Brazil, Canada, Mexico, Puerto Rico,
United States (Boston, Chicago, Houston, Miami, New York,
Portland, San Francisco, Santa Monica, and Washington, DC).

Asia Pacific:Australia, Hong Kong, India, Indonesia, Japan,
Korea, Malaysia, People’s Republic of China, Singapore,
Taiwan, Thailand.

EMEA: France, Germany, Israel, Italy, Luxembourg,
Netherlands, Portugal, Qatar, Republic of Ireland, Russia,
South Africa, Spain, Switzerland, United Arab Emirates,
United Kingdom.

Services provided by Barclays Capital include:

• Bonds
• Commodities
• Convertible Bonds
• Credit Products
• Electronic Trading
• Emerging Markets
• Equity Cash
• Equity Derivatives
• Equity Origination
• Foreign Exchange
• Fund-Linked Derivatives
• Fund Solutions
• Index Products
• Inflation-Linked Products
• Interest Rate Products
• Leveraged Finance
• Loans
• Mergers & Acquisitions
• Market Makers
• Multi-Asset Program Trading
• Municipal Finance
• Prime Services
• Private Equity
• Research
• Restructuring
• Securitisation
• Structured Investment Products

Corporate Office:

Barclays Capital
5 The North Colonnade
Canary Wharf
London E14 4BB
United Kingdom

Tel: +44-20-76232323

India Office:

Barclays Capital,
801/808 Ceejay House,
Shivasgar Estate,
Dr A. Beasant Road,
Worli,
Mumbai – 400 018
India.

Tel: +91-22-67196000
Fax: +91-22-67196184

List of offices

http://www.barcap.com

Sameer Gehlaut, Rajiv Rattan and Saurabh Mittal started Indiabulls Group by acquiring a minor brokerage company, Orbis Securities, in 1999. The group started it business as a stock-brokerage firm and pioneered online brokerage business in India before diversifying into other financial services areas such as consumer credit (2004) and mortgages (2005). The group partnered with Farallon Capital to purchase land-mark bombay land assets and is currently building one of the largest integrated commercial real estate projects in India (valued at more than $2 billion). The group recently entered the Power generation business and aims to have more than 5000 MW of power generation under construction before 2008 end.
The three founders today control the Indiabulls Group.

Indiabulls Group consists of Indiabulls Financial Services Ltd, Indiabulls Real Estate Limited and Indiabulls Securities Limited, all three companies listed on the National Stock Exchange, Bombay Stock Exchange and Luxembourg Stock Exchange. Indiabulls Group has a combined net worth of more than $2 billion and market cap of more than $4 billion.
The Group has interests in Financial Services, Real Estate, Infrastructure, Power and Retail.
Some of the large shareholders of Indiabulls are the largest financial institutions of the world such as Fidelity Funds, Goldman Sachs, Merrill Lynch, Morgan Stanley and Farallon Capital.

In the month of December 2007 – Indiabulls Wholesale Services, the retail arm of Indiabulls Real Estate, acquired Piramyd Retail, a company owned by the Ashok Piramal Group which runs 35 neighbourhood retail stores and seven lifestyle stores.
Indiabulls Wholesale has acquired 63.92 per cent stake in Piramyd Retail at an enterprise value of around Rs 208 crore (Rs 2.08 billion), said sources close to the deal.
They also made an open offer in the weekend to acquire an additional 20 per cent of the fully diluted paid-up capital of Piramyd Retail, at Rs 74.73 per share. Piramyd runs a lifestyle retail (Piramyd Megastore) and convenience store chain (Trumart) with 42 stores spread over 10 lakh square foot of retail space in states like Maharashtra, Gujarat, Rajasthan, Delhi, Punjab and Madhya Pradesh.
Indiabulls Wholesale, which is setting up 30 hypermarkets in as many tier-II cities at a cost of Rs 1,500 crore (Rs 15 billion), plans to expand Piramyd’s existing network of 42 stores to over 150 stores by the end of 2008.
With this acquisition, Indiabulls will have a presence across different formats hypermarkets, lifestyle and convenience store formats. The acquisition provides Indiabulls 1,300 trained people and 10 lakh square foot of prime retail space.
Pyramid Retail (as of 2008) had reported a net loss of Rs 47.81 crore (Rs 478.1 million) on gross sales of Rs 162.01 crore (Rs 1.62 billion), taking up its accumulated losses to Rs 55.28 crore (Rs 552.8 million). Retailers have been bogged down by high real estate prices and supply chain issues.

Indiabulls Real Estate is developing commercial properties in Lower Parel in Mumbai and recently announced the launch of Indiabulls Centre One, its first building offering 1,400,000 square feet (130,000 m2) for lease.
It is also developing over 50,000 residential apartments across India and has over 4,000 acres of land bank which it intends to use for commercial and residential development.

Indiabulls Group is one of the top business houses in the country with business interests in Real Estate, Infrastructure, Financial Services, Retail, Multiplex and Power sectors. Indiabulls Group companies are listed in Indian and overseas markets and have a market capitalization of over USD 7 billion. The Networth of the Group exceeds USD 2.5 billion. Indiabulls Group companies enjoy highest ratings from CRISIL, a subsidiary of Standard and Poor’s. Indiabulls has been conferred the status of a “Business Superbrand” by The Brand Council, Superbrands India.

Indiabulls Financial Services is an integrated financial services powerhouse providing Consumer Finance, Housing Finance, Commercial Loans, Life Insurance, Asset Management and Advisory services. Indiabulls Financial Services Ltd is amongst 68 companies constituting MSCI – Morgan Stanley India Index. Indiabulls Financial is also part of CLSA’s model portfolio of 30 Best Companies in Asia. Indiabulls Financial Services signed a joint venture agreement with Sogecap, the insurance arm of Societé Generale (SocGen) for its upcoming life insurance venture. Indiabulls Financial Services in partnership with MMTC Limited, the largest commodity trading company in India, is setting up India’s 4th Multi-Commodities Exchange.

Corporate Office:

Indiabulls Financial Services Ltd
S.P. Center,
C – Wing, 41 – 44,
Minoo Desai Marg,
Colaba
Mumbai – 400005.
India

Tel: +91-22-39895555

List of branch offices

http://www.indiabulls.com